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	<title>AppraisAnalysis &#38; Home Values &#187; Help for Buyers, Sellers &amp; Homeowners</title>
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	<link>http://appraisanalysis.com</link>
	<description>An appraiser's view of the real estate industry and markets</description>
	<pubDate>Sat, 19 May 2012 15:06:37 +0000</pubDate>
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		<title>Buying a Home and NOT Being House Poor</title>
		<link>http://appraisanalysis.com/2010/04/14/buying-a-home-and-not-being-house-poor/</link>
		<comments>http://appraisanalysis.com/2010/04/14/buying-a-home-and-not-being-house-poor/#comments</comments>
		<pubDate>Wed, 14 Apr 2010 22:30:28 +0000</pubDate>
		<dc:creator>Chas W. Leeper, SRA</dc:creator>
		
		<category><![CDATA[Help for Buyers, Sellers & Homeowners]]></category>

		<guid isPermaLink="false">http://appraisanalysis.com/2010/04/14/buying-a-home-and-not-being-house-poor/</guid>
		<description><![CDATA[The best way to Keep from Becoming House Poor
Becoming house poor has little to do with the valuation of your property. You may live in a beautiful house worth $6 million, and you would still be considered house poor if your house takes up a disproportionate ammount of your salary. Typically, you&#8217;re deemed house poor [...]]]></description>
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		<title>Considering an ARM Mortgage? Be ForeARMed&#8230;</title>
		<link>http://appraisanalysis.com/2010/04/08/considering-an-arm-mortgage-be-forearmed/</link>
		<comments>http://appraisanalysis.com/2010/04/08/considering-an-arm-mortgage-be-forearmed/#comments</comments>
		<pubDate>Fri, 09 Apr 2010 01:31:42 +0000</pubDate>
		<dc:creator>Chas W. Leeper, SRA</dc:creator>
		
		<category><![CDATA[Help for Buyers, Sellers & Homeowners]]></category>

		<guid isPermaLink="false">http://appraisanalysis.com/2010/04/08/considering-an-arm-mortgage-be-forearmed/</guid>
		<description><![CDATA[When you go shopping for a house there are many important decisions to make. Not only do you have to find that perfect house thatyou want to live in forEVER, but you have big decisions to make at your financial institution as well. Before you go to your bank orlender, arm yourself with a little [...]]]></description>
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		<title>Real Estate Topics - How to Choose a Home Inspector</title>
		<link>http://appraisanalysis.com/2010/04/08/real-estate-topics-how-to-choose-a-home-inspector/</link>
		<comments>http://appraisanalysis.com/2010/04/08/real-estate-topics-how-to-choose-a-home-inspector/#comments</comments>
		<pubDate>Fri, 09 Apr 2010 01:29:38 +0000</pubDate>
		<dc:creator>Chas W. Leeper, SRA</dc:creator>
		
		<category><![CDATA[Help for Buyers, Sellers & Homeowners]]></category>

		<guid isPermaLink="false">http://appraisanalysis.com/2010/04/08/real-estate-topics-how-to-choose-a-home-inspector/</guid>
		<description><![CDATA[How to Choose a Home Inspector when you&#8217;re buying a Home
By Tim Spargo, Certified Residential and Commercial Real Estate Inspector
I will attempt to break down this question as we are seeing some really strange trends in our current economy and housing Market.
As I&#8217;ve been a Home Inspector for many years I&#8217;m often asked the same [...]]]></description>
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		<title>How Private Hard Money Lenders Help Borrowers</title>
		<link>http://appraisanalysis.com/2010/04/08/how-private-hard-money-lenders-help-borrowers/</link>
		<comments>http://appraisanalysis.com/2010/04/08/how-private-hard-money-lenders-help-borrowers/#comments</comments>
		<pubDate>Fri, 09 Apr 2010 01:29:36 +0000</pubDate>
		<dc:creator>Chas W. Leeper, SRA</dc:creator>
		
		<category><![CDATA[Help for Buyers, Sellers & Homeowners]]></category>

		<category><![CDATA[Help for Realtors / Brokers]]></category>

		<guid isPermaLink="false">http://appraisanalysis.com/2010/04/08/how-private-hard-money-lenders-help-borrowers/</guid>
		<description><![CDATA[ Private  hard money lenders are often individuals or small companies that  provide special kinds of real estate loans for various asset classes. They offer borrowers with mortgage loan issues  short-term loans or bridge loans, the amounts of which are dictated by  the value of property rendered as collateral for the [...]]]></description>
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		<title>Real estate expert: S.D. at leading edge of recovery</title>
		<link>http://appraisanalysis.com/2009/08/20/real-estate-expert-sd-at-leading-edge-of-recovery/</link>
		<comments>http://appraisanalysis.com/2009/08/20/real-estate-expert-sd-at-leading-edge-of-recovery/#comments</comments>
		<pubDate>Thu, 20 Aug 2009 20:25:17 +0000</pubDate>
		<dc:creator>Chas W. Leeper, SRA</dc:creator>
		
		<category><![CDATA[Help for Buyers, Sellers & Homeowners]]></category>

		<category><![CDATA[Help for Realtors / Brokers]]></category>

		<guid isPermaLink="false">http://blog.appraisanalysis.com/?p=687</guid>
		<description><![CDATA[By Roger Showley
Union-Tribune Staff Writer
The chief economist for the National Association of Realtors predicted yesterday that mortgage interest rates will rise to 6 percent next year but saw no evidence of a “double dip” in housing price declines.
Economist Lawrence Yun, keynoting the San Diego Association of Realtor&#8217;s regional real estate summit, said California and San [...]]]></description>
		<wfw:commentRss>http://appraisanalysis.com/2009/08/20/real-estate-expert-sd-at-leading-edge-of-recovery/feed/</wfw:commentRss>
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		<title>Sales Activity Spiking In Southern California Real Estate</title>
		<link>http://appraisanalysis.com/2009/08/20/sales-activity-spiking-in-southern-california-real-estate/</link>
		<comments>http://appraisanalysis.com/2009/08/20/sales-activity-spiking-in-southern-california-real-estate/#comments</comments>
		<pubDate>Thu, 20 Aug 2009 20:23:22 +0000</pubDate>
		<dc:creator>Chas W. Leeper, SRA</dc:creator>
		
		<category><![CDATA[Help for Buyers, Sellers & Homeowners]]></category>

		<category><![CDATA[Help for Realtors / Brokers]]></category>

		<category><![CDATA[Help for mortgage pros]]></category>

		<guid isPermaLink="false">http://blog.appraisanalysis.com/?p=685</guid>
		<description><![CDATA[By Austin Kilgore

Some investors are spying a good opportunity in Southern California real estate, where low median prices and enhanced financing is helping to fuel demand. Sales activity has recently spiked to a three year high. To learn more, see the following article by HousingWire. 
Southern California posted the best July sales volume in three [...]]]></description>
		<wfw:commentRss>http://appraisanalysis.com/2009/08/20/sales-activity-spiking-in-southern-california-real-estate/feed/</wfw:commentRss>
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		<title>Request for Permanent Reversal of HVCC</title>
		<link>http://appraisanalysis.com/2009/08/18/request-for-permanent-reversal-of-hvcc/</link>
		<comments>http://appraisanalysis.com/2009/08/18/request-for-permanent-reversal-of-hvcc/#comments</comments>
		<pubDate>Tue, 18 Aug 2009 22:33:13 +0000</pubDate>
		<dc:creator>Chas W. Leeper, SRA</dc:creator>
		
		<category><![CDATA[California Home Values and Market Trends]]></category>

		<category><![CDATA[Help for Buyers, Sellers & Homeowners]]></category>

		<category><![CDATA[Help for Realtors / Brokers]]></category>

		<category><![CDATA[Help for mortgage pros]]></category>

		<guid isPermaLink="false">http://blog.appraisanalysis.com/?p=681</guid>
		<description><![CDATA[Representatives Childers (D-MS) and Miller (R-CA) introduced legislation (H.R. 3044) requesting an 18 month moratorium on the Home Valuation Code of Conduct (HVCC). ThinkBigWorkSmall applauds the introduction of H.R. 3044 and would like to thank Representative Childers (D-MS) and Representative Miller (R-CA) for their continued efforts and leadership on this issue but it is not [...]]]></description>
		<wfw:commentRss>http://appraisanalysis.com/2009/08/18/request-for-permanent-reversal-of-hvcc/feed/</wfw:commentRss>
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		<item>
		<title>Reappraising Home Appraisers</title>
		<link>http://appraisanalysis.com/2009/08/18/reappraising-home-appraisers/</link>
		<comments>http://appraisanalysis.com/2009/08/18/reappraising-home-appraisers/#comments</comments>
		<pubDate>Tue, 18 Aug 2009 15:38:19 +0000</pubDate>
		<dc:creator>Chas W. Leeper, SRA</dc:creator>
		
		<category><![CDATA[Help for Buyers, Sellers & Homeowners]]></category>

		<category><![CDATA[Help for Realtors / Brokers]]></category>

		<category><![CDATA[Help for mortgage pros]]></category>

		<guid isPermaLink="false">http://blog.appraisanalysis.com/?p=679</guid>
		<description><![CDATA[By JAMES R. HAGERTY , Wall Street Journal
After being blamed for helping to inflate home values during the housing boom, the appraisal business is again coming under fire.
Squeezed by a drop in fees, some appraisers are compensating by driving long distances to handle more assignments. Their wanderings are raising questions about whether they know enough [...]]]></description>
		<wfw:commentRss>http://appraisanalysis.com/2009/08/18/reappraising-home-appraisers/feed/</wfw:commentRss>
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		<item>
		<title>Take Advantage of the $8,000 First-Time Buyer Tax Credit</title>
		<link>http://appraisanalysis.com/2009/08/18/take-advantage-of-the-8000-first-time-buyer-tax-credit/</link>
		<comments>http://appraisanalysis.com/2009/08/18/take-advantage-of-the-8000-first-time-buyer-tax-credit/#comments</comments>
		<pubDate>Tue, 18 Aug 2009 14:42:38 +0000</pubDate>
		<dc:creator>Chas W. Leeper, SRA</dc:creator>
		
		<category><![CDATA[Help for Buyers, Sellers & Homeowners]]></category>

		<guid isPermaLink="false">http://blog.appraisanalysis.com/?p=677</guid>
		<description><![CDATA[RISMEDIA, August 18, 2009-Since Congress passed the American Recovery and Reinvestment Act earlier this year, many have seized the opportunity offered by the $8,000 tax credit for first-time home buyers. When you factor in today’s historically low interest rates and housing affordability with the financial incentive from the government, it’s easy to see why so many [...]]]></description>
		<wfw:commentRss>http://appraisanalysis.com/2009/08/18/take-advantage-of-the-8000-first-time-buyer-tax-credit/feed/</wfw:commentRss>
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		<item>
		<title>Real Estate’s ‘Hottest’ Zip Codes (Nope, 90210 Isn’t On the List)</title>
		<link>http://appraisanalysis.com/2009/07/29/real-estate%e2%80%99s-%e2%80%98hottest%e2%80%99-zip-codes-nope-90210-isn%e2%80%99t-on-the-list/</link>
		<comments>http://appraisanalysis.com/2009/07/29/real-estate%e2%80%99s-%e2%80%98hottest%e2%80%99-zip-codes-nope-90210-isn%e2%80%99t-on-the-list/#comments</comments>
		<pubDate>Wed, 29 Jul 2009 16:26:44 +0000</pubDate>
		<dc:creator>Chas W. Leeper, SRA</dc:creator>
		
		<category><![CDATA[California Home Values and Market Trends]]></category>

		<category><![CDATA[Help for Buyers, Sellers & Homeowners]]></category>

		<category><![CDATA[Help for Realtors / Brokers]]></category>

		<category><![CDATA[Help for mortgage pros]]></category>

		<guid isPermaLink="false">http://blog.appraisanalysis.com/?p=667</guid>
		<description><![CDATA[By Nick Timiraos, wsj.com


 
90210: Not as hot as it used to be. 
90210: Not as hot as it used to be. 


Where are sellers receiving offers that are beating their asking prices?
Try looking at neighborhoods where lots of bargain-priced foreclosures are driving bidding wars between buyers. Unsurprisingly, neighborhoods that have been glutted with foreclosures [...]]]></description>
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